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For ambitious payments firms, growth often means crossing borders. But with expansion comes complexity: every jurisdiction brings its own regulatory regime, its own pace of change, and its own interpretation of global standards. Managing compliance in just one market is tough. Managing regulatory change across five, ten, or more? That’s another level entirely.

The challenge isn’t just keeping up. It’s making sure your business can respond quickly, allocate resources efficiently, and stay compliant without drowning in noise. Here are five proven ways to get there.

1. Create a Single Source of Truth

When regulatory change updates are scattered across regulator websites, industry bodies, and news feeds, compliance teams risk missing key developments. The first step is centralisation. A single, reliable source of truth reduces duplication and ensures that every stakeholder – from legal to product – is working from the same information.

With horizon scanning tools, firms can automatically capture and categorise updates across multiple jurisdictions, filtering out irrelevant noise so nothing critical slips through the cracks.

2. Prioritise by Relevance and Risk

Not every regulatory change will affect your business. The key is distinguishing between “need-to-know” and “nice-to-know.” That requires context: what areas of your business are touched, what the potential impact is, and how urgently you need to act.

This isn’t about seeing more data – it’s about seeing the right data. Intelligent filtering helps compliance teams cut through volume and focus on what matters most.

3. Compare, Don’t Just Collect

Collecting updates is only half the story. For firms active in multiple markets, it’s critical to compare how regulatory change differs across jurisdictions. For example: how does PSD2 enforcement in the EU stack up against payment licensing in Asia-Pacific? Where are the opportunities for harmonization, and where do local nuances require bespoke processes?

Comparative reporting tools give compliance teams the ability to benchmark obligations side by side, spot trends, and make informed decisions about expansion or risk management.

4. Embed Compliance Into Workflows

Regulatory change shouldn’t live in a silo. Updates need to flow directly into policies, risk registers, training programs, and business processes. This requires more than good intentions – it requires structured workflows that assign ownership, track progress, and maintain audit-ready records.

By embedding compliance into day-to-day operations, firms reduce the risk of last-minute scrambles and ensure updates are implemented consistently across markets.

5. Combine Tech With Human Insight

Technology makes scale possible, but it doesn’t replace human judgement. The most effective compliance functions use tech to handle the noise and manual heavy lifting, while relying on expert analysis to interpret grey areas, anticipate regulatory direction, and advise the business.

That’s why ����žž pairs its platform with in-depth insights and analysis from specialists who live and breathe payments regulation. It’s the combination of smart automation and expert interpretation that keeps firms both compliant and competitive.

Turning Regulatory Change Into a Growth Advantage

Regulatory change across multiple jurisdictions is complex, but it doesn’t have to be chaotic. By centralising updates, filtering for relevance, bench-marking across markets, embedding change into workflows, and blending tech with expertise, compliance teams can transform how they operate.

The result? A proactive, efficient compliance function that doesn’t just keep pace with change – it uses it as a foundation for smarter growth.

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Are you spending more time collecting updates than applying them?

It’s time for a smarter approach. Download your handy 2 pager to discover how to work smarter, stay ahead, and reduce risk, taking compliance from burden to breakthrough.

Or dive deeper and watch our Strategy Booster webinar on demand, Payments Compliance 2025: Adapting at the Speed of Change, to unpack the common challenge of keeping up with a complex, fast-evolving regulatory landscape - and walk away with practical, actionable steps you can apply to your strategy immediately.