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Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazils instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UKs Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging radical change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian governments official gazette.
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Japanese Police To Launch Global Probe Into Online Casinos

Japans police force is set to begin a major investigation into the use of foreign casino websites by Japanese gamblers, ramping government efforts to disrupt the massive gambling segment.
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Gambling

New Jersey Orders Bet365 To Reimburse Patrons $519,000

New Jersey gaming regulators have ordered bet365 to pay out more than a half-million dollars after an audit found the sports-betting operator revised odds to already concluded bets that were placed with obvious errors, without prior regulatory approval.
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Gambling

Thailand's Draft Casino Law Offers 30-Year Licence, 10-Year Extension

Thailand has released draft control legislation for integrated resorts that includes potential 40-year licences and a maximum fee schedule, but also promises tight Cabinet control on policy and administration and a ban on casino internet gambling.
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Gambling

Brazil Adopts Final Regulations Ahead Of Looming Licensing Deadline

Brazils gambling regulator has concluded the rulemaking process to implement a new national law on online betting and gaming through the publication of three ordinances establishing formal rules on responsible gaming and advertising, among other key topics.
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Gambling

Revolut (Finally) Gets A UK Banking Licence With Restrictions

The UKs Prudential Regulation Authority has granted Revolut a banking licence with restrictions, marking a significant milestone in the fintechs expansion into the countrys banking sector.
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Payments

FTC Investigates Mastercard And Others Over Surveillance Pricing Practices

The US Federal Trade Commission (FTC) has launched an investigation into eight companies suspected of using surveillance pricing practices.
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Payments

UK Regulator Defends Problem Gambling Stats Feared By Industry

A Gambling Commission official has firmly defended its upcoming release of statistics from the Gambling Survey for Great Britain as open and transparent, and prepared to set a new baseline for tracking gambling-related harm over time.
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Gambling

Full POGO Ban Raises Questions On Domestic Industry, Enforcement

Philippine President Ferdinand Marcos Jrs landmark decision to ban foreign-facing online gambling operations (POGOs) has attracted near-unanimous political support, but leaves questions hanging on enforcement and the fate of the domestic online industry.
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Gambling

Hong Kong Stablecoin Legislation Takes Shape Following Consultation

Major banks, fintechs and digital asset firms are watching lawmakers in Hong Kong closely as the financial centre moves towards its first bill to regulate stablecoin issuance.
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Payments

Bank Of Lithuania Takes On De-Risking With New Guidelines

From next year, financial institutions in Lithuania will need to comply with new requirements intended to improve payment service user experience, increase financial inclusion and implement money laundering risk management measures.
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Payments

Brazil Sees Surge In Contactless Payments As Digital Revolution Gathers Pace

Data from the Central Bank of Brazil shows contactless credit card transactions in the country leapt from 23.1 percent of all transactions in 2022 to 31.1 percent in 2023, highlighting the evolving payments landscape.
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Payments

Brazil Judge Orders Unlicensed Rio Operators To Account For Lack Of Authorisation

A Brazilian court has ordered the National Telecommunications Agency (ANATEL) to ask sports betting and online casino operators not licensed by the Rio de Janeiro Lottery to account for their operations in the state.
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Gambling

Finland's Draft Licensing Law Does Not Include Cooling-Off Period

Finlands new draft law does not include a cooling-off period but past infringements will lead to the rejection of licence applications, according to a local legal advisor.
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Gambling

Questions Linger For Canadian Gaming Expansion Beyond Ontario, Alberta

With one province embracing a privatized online gaming model, and another soon to follow, the question for many becomes if and when the rest of Canada will follow suit.
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Gambling

CFPB Takes Aim At BNPL Regulatory Loopholes In The US

The US Consumer Financial Protection Bureau (CFPB) has vowed to close regulatory loopholes that benefit buy now, pay later (BNPL) lenders, in an effort to regulate the sector in the same way as credit cards.
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Payments

U.S. Sports-Betting Operators Not Exiting High Tax States, Yet

Illinois and Ohio have increased their take from a growing online sports-betting business, but analysts warn that lawmakers run the risk of going too far and damaging the industry should other state legislatures follow their lead and raise taxes.
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Gambling

Brazil Operators Seek Clarity About Permissible Casino Games

Following a positive resolution to one key pending policy question, industry groups are now hoping that Brazil's new gambling regulator will take inspiration from Italy in allowing for a wide range of casino-style games to be offered under the guise of fixed-odds betting.
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Gambling

News In Brief: June 10-June 14, 2024

Sweden's gambling regulator is to appeal a ruling that forced it to end enforcement against payments company Zimpler and Indonesia's President has begun a new crackdown on all forms of gambling.
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Gambling

UK Labour Party 'Gambling Regulation Reform' Lacks Details

The UK Labour Party is committed to reducing gambling-related harm, according to its 2024 manifesto, which pledges unspecified reforms to gambling regulation.
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Gambling

Regulatory Influencer: Australian Digital ID Bill Receives Royal Assent

Australias Digital ID Bill received royal assent on May 30 to become the Digital ID Act 2024. This act will come into effect on November 20, 2024, establishing a comprehensive government-run digital ID system in Australia.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Unions economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kongs Stablecoins Ordinance

Under Hong Kongs new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norways credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authoritys (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trumps Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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